About Us
OUR STORY
WOMEN BEYOND THE TEE
Women Beyond The Tee was founded with a clear purpose: to empower women in the insurance industry through a supportive community built around golf and meaningful networking. Inspired by personal experiences of feeling intimidated and striving to belong in a sport so closely tied to relationship-building, the organization was created to help women gain confidence both on and off the course.
Because so many industry events revolve around golf, stepping onto the course can feel daunting—but golf is more than a game; it is a powerful platform for connection, leadership, and opportunity. Women Beyond the Tee is dedicated to changing that narrative by fostering an inclusive environment where women can step outside their comfort zones, build authentic relationships, and grow professionally.
By combining skill-building with intentional networking, the organization ensures women feel comfortable, confident, and fully included in these important spaces, whether they are new to the game or expanding their presence—creating a strong foundation for lasting connections and meaningful impact.
Tammy Sell
PRESIDENT & FOUNDER
Tammy has more than 20 years of experience on the carrier side of the insurance industry. She currently works as Assistant Vice President of Claims at Old Republic Alternative Markets and is also a board member of the Philadelphia Loss Conference. She has built a career around relationship-building, strategic thinking, and fostering meaningful connections.
Growing up, Tammy never imagined that she would enjoy playing golf, let alone ever pick up a club, but it has become one her favorite hobbies, besides cheering on the Philadelphia Eagles or Phillies, of course!
Through this organization, Tammy hopes to help other women step outside their comfort zones, build connections, and enjoy the game with confidence and community.
Elise DiGuiseppe
VICE PRESIDENT
Elise has worked in the insurance industry for four years, getting her start during law school. She is currently an associate attorney on Horst Krekstein & Runyon’s casualty defense team, handling a variety of insurance defense matters, including uninsured and underinsured claims, construction defects, coverage disputes, premises liability, insurance fraud, and extracontractual claims. She also has experience in first-party property coverage matters.
Outside the office, Elise enjoys reading thrillers, keeping up with the latest Netflix documentaries, and playing tennis.
Elise grew up golfing occasionally with family and is excited to continue working on her golf game.
Tricia Danks
TREASURER
Tricia is a Claims Manager at AXA XL specializing in TPA liability claims. She has built her career in the insurance industry since 2001, throughout her journey, Tricia has overseen third-party administrators, managed liability programs, and collaborated across teams to ensure operational excellence and strategic growth.
A Philadelphia-area resident, Tricia lives with her husband and two children.
While she has never golfed before, she’s excited to learn and enjoy the sport as part of her passion for networking and empowering women. As treasurer of Women Beyond The Tee, she’s eager to combine her professional experience with her love of community and new challenges.
Megan Ramsay
SECRETARY
Megan has been in the insurance industry for over 20 years at various carriers in personal and commercial lines with a focus on liability claims. She currently works at Old Republic Alternative Markets as VP of Claims Compliance and Operations. She is passionate about sharing her knowledge and training the next generation.
Outside of work, Megan lives in South Jersey with her husband and two children. She is a proud Philly sports fan (Go Birds!) who enjoys binge-watching all the shows, reading, and spending time with her family.
Megan doesn’t have much of a golf game yet (unless you count mini-golf), but she’s ready to learn and develop a real connection to the sport.
Paula Fox
ADVISOR
Paula is the owner of Paula Fox Appraisers, an independent jewelry and personal property appraisal firm with a specialization in gemology. For over 30 years, she has provided appraisal, consulting, litigation support, and brokering services for clients across the Tri-State area and beyond. Her expertise is trusted by major insurance companies, auditors, attorneys, galleries, accountants, and auction houses, and she has served nationwide as an expert witness in jewelry and personal property cases. Paula is a Certified Appraiser (CAPP) with the International Society of Appraisers, and her work is USPAP-compliant.
Paula has been trying to swing a club for over a decade, and in the past six years became serious about learning the game. She now plays in two nine-hole ladies leagues and tries to get eighteen in on most weekends.
Danielle Prior
ADVISOR
Danielle brings more than 20 years of experience as an Industrial Hygienist at LEA Environmental in Blackwood, New Jersey, where she also supports the Business Development Department. She currently serves as President of the Philadelphia Loss Conference, focusing on leadership, relationship-building, community engagement, and fostering professional growth within the industry.
Danielle is proud to serve as an advisor for Women Beyond the Tee, an organization she played a key role in helping launch. She is passionate about empowering others, building meaningful connections, and contributing to initiatives that support women’s advancement in both business and golf.
Outside of her professional commitments, Danielle enjoys spending time with her family, including their chocolate Labrador, Spike.
Danielle began playing golf in 2004, having never previously picked up a club outside of miniature golf. She understands how intimidating it can be to learn the game. Motivated to feel more confident in golf-related business settings, she took lessons, invested in her first set of clubs, and surrounded herself with a supportive group that encouraged her growth.